HIGHLIGHTS Public scepticism on the CPI has increased as their personal experiences suggest larger increase in cost of living. However, cost of living and inflation are two different concepts, and public perceptions of inflation are subject to biases. Due to the biases, measures of perceived inflation were higher than CPI inflation, especially at times of … Continue reading Inflation: Perception vs. Reality
Inflation and the Cost of Living
This article briefly highlights the differences between Consumer Price Index (CPI) inflation and the cost of living. It also presents analyses of the differences in inflation rates across various income groups and across states in Malaysia, and an assessment of the growth in income and expenditure of Malaysian households, using data from the 2014 Household … Continue reading Inflation and the Cost of Living
Household Credit and Growth in Malaysia: Does the Type of Credit Matter?
Credit has become an integral part of modern economies, so much so that it can be the primary catalyst for economic booms and busts. The expansive role of finance has made it challenging for policymakers and regulators to find the balance between ensuring credit flows into productive sectors that increase income and improve welfare, and … Continue reading Household Credit and Growth in Malaysia: Does the Type of Credit Matter?
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